6 Steps to Getting $1,600.25 in Free Money


Businesses that are looking to grow quickly love to attract new customers by giving away free money or gift cards. By signing up for a few product and services, you can earn over $1,600 worth of points, miles, and cash.

So do you want to earn $1,600.25 in a few hours? Follow these simple steps and you will…

1. Sign Up for Ebates.com – Get $10

Ebates Coupons and Cash BackEbates.com is a cashback shopping site. Don’t know what that is? Let’s say you’re going to make a purchase at Kohls.com. If you go to Ebates first, search for Kohl’s, and then click “Shop Now,” they’ll often refund you 4-7% of your purchase at Kohls.com.

What’s even better is that they’re giving away $10 gift cards when you sign up as a new member. You can choose either a $10 Macy’s, Walmart, Target, or Kohl’s gift card. Or you can even get a $5 Ebates gift card if none of those stores appeal to you. You’ll need to make at least one $25 purchase at any of the stores on their site. But considering stores that sell everything, such as Target and Walmart, are on their site–this could be the easiest $10 you’ve ever made.

Sign up for Ebates now!

2. Sign Up for TopCashBack.com

TopCashBack is another cashback site I use that competes with Ebates. I have personally earned over $2,000 through TopCashBack.com.

tcbMost times Ebates and TopCashBack have different cashback rates for the same store, so I use whichever one has the best rate. For example, right now Ebates is offering 3% cashback on Kohls.com purchases while TopCashBack is offering 4% cashback. But Ebates is offering up to 5% on Ebay purchases while TopCashBack is only offering 1.5%. So I highly recommend signing up for both and using whichever one offers the best rate for that store.

Sign up for TopCashBack now!

3. Sign Up for Swagbucks – Get $5

swagbucksRight now Swagbucks is giving all new members a $5 bonus! What is Swagbucks, you ask? Swagbucks is the largest online rewards site that gives free gift cards to its members for their online activities. Members receive free gift cards for Taking Surveys, Shopping, Searching the Web, Watching Videos, and Playing Games.

To qualify for the $5 signup bonus, you must earn 2,500 Swagbucks within the first 60 days of membership, which is super easy to do. 2,500 Swagbucks is enough for a $25 gift card to Walmart or Target. After you do that, the $5 bonus will be added to your account within 1 day. So you’ll really be earning $30 by signing up and earning 2,500 Swagbucks. That’s an awesome deal!

Sign up for Swagbucks now!

4. Open an account at NetSpend.com – Get $20 

netspendGet $20 just for getting a prepaid card from NetSpend. NetSpend is basically a prepaid Visa debit card that you can reload and use anywhere Visa cards are accepted. This is not a credit card – there’s no credit check and you’re 100% guaranteed to get approved. It’s a prepaid card so you don’t have to walk around with lots of cash.

  1. Click here, enter your details and click ”Open Your Card”
  2. You’ll receive your NetSpend prepaid card within 10 business days. Make sure you activate your card once you receive it.
  3. In order to get the $20 bonus, you’ll need to load the card with at least $40. They accept transfers from your checking account, PayPal, a direct deposit from your job, or you can even have the IRS deposit your tax refund directly onto your card.

After you load $40, they’ll immediately put an additional $20 onto your card. Then you can either use your card like cash anywhere Visa is accepted, transfer it directly into your checking account, or you can even withdraw this cash from an ATM.

PRO TIP: There’s a $2.50 fee for using an ATM so if you go this route make sure you load at least $42.50 onto your card so you’ll be able to withdraw an even $60.)

Get your NetSpend card now!

5. Open an account at MotifInvesting – Get $100.25 

motifMotif Investing is giving away $150 to new customers who open a stock trading account. But unlike other online trading accounts, Motif Investing lets you invest in a collection of stocks based on a particular theme, as opposed to a single stock (almost like a mutual fund.)

For example, if you like your iPad and think tablets are going to take over the world, then you can invest in their Tablet Takeover fund that invests in companies that make tablets like Apple or supply them with parts. 

To get your free $150, open up your account here. Then you’ll need to make a few trades within 45 days of funding the account. If make one trade, you’ll get $50. Make three trades, and you’ll get $75. If you make five trades, you’ll quickly get the full $150, but you’ll have to pay $9.95 per trade. After 5 trades, you’ll still net an easy $100.25.

PRO TIP: You can buy a theme then immediately sell it–that’s already 2 trades.

Open your Motif Investing account now!

6. Sign Up for New Credit Cards – Get $1,465

One of the easiest ways to make a lot of money quickly with little effort is to open up a new credit card that offers a great signup bonus. This goes without saying, but you should have good credit, make all your payments on time, and pay off your entire balance each month to avoid paying interest.

There are so many cards offering amazing bonuses right now! You can apply for just one or all of them, but be smart about your credit. Many of them have spending requirements, such as “Spend $3,000 within the first 3 months.” But think about how much you already spend each month. Just charge all your expenses in the first few months to your new card and you’ll be surprised at how easy it is to make that minimum spending requirement.

PRO TIP: Read our other blog posts on How to Get and Maintain a Good Credit Score and How applying for credit cards affects your credit score.

Here are my favorite cards right now that will give you even more free money: 

Chase Sapphire Preferred Card – Up to $625

Get 50,000 points just for signing up and spending $4,000 within the first 90 days. Then you can use those points as a $500 credit to your account or use it towards $625 in travel expenses. You can earn an additional 5,000 Ultimate Rewards points if you add an authorized user to the card.

Barclaycard Arrival Plus World Elite MasterCard – Up to $440

Get 40,000 points after spending $3,000 within the first 90 days. You can then apply those points towards up to $440 of travel expenses you charge onto the card.

US Bank FlexPerks Card – Up to $400

Get 20,000 points, worth up to $400, after spending $3,500 within the first 4 months. You can then apply those points towards airfare of up to $400.

Disclaimer: We love these products and would recommend them anyway, but you should know that we have relationships with some of these businesses and may be compensated when you try their products.