Best Travel Credit Cards

Best Travel Credit Cards

No two travel credit cards are made equal, which is absolutely fine, because no two travellers are made equal either. Whether you travel exclusively for business or you’re more of a world explorer, the chances are there’s a travel reward program out there for you. The majority of travel credit cards have exciting introductory point offers attached to them, along with the opportunity to boost the rewards you earn by spending those points in a particular way. If you’re feeling confused, don’t worry. At Saveful, we’ve identified some of the best travel reward programs available, including a no-frills option for spenders who don’t like a lot of fuss. *Note: We don’t make affiliate money from any credit card companies. These offers may change, so please read terms credit card terms before applying.

Barclaycard Arrival Plus World Elite MasterCard


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on Barclay’s
secure website

Current offer: Earn 2 points for every $1 you spend (each point can be redeemed for a 1 cent statement credit.). There’s a 40,000-point signup bonus when you spend more than $3,000 in the first three months, which can be redeemed for a $440 statement credit against travel expenses! On top of this, there are no foreign transaction fees.

Why this is a great offer: If you’re a frequent flyer, the chances are you can hit that $3,000 target easily. Arguably, the signup bonus coupled with the 2 point per every $1 spent makes this the best travel credit card available right now. For travellers who like to move without limits, the ability to redeem points without facing blackout periods is a winning factor. If you choose to use your reward points as a statement credit against travel expenses, you effectively earn 2.2% cash back for every dollar you spend since you get a 10% refund of any points you redeem against travel expenditures. Unless you’re prepared to sign up for an airline or hotel chain specific credit card, you’ll be hard pressed to find a better travel credit card offer anywhere. Finally, while you are abroad, you won’t incur foreign transaction fees. This more than makes up for the $89 annual fee.

Chase Sapphire Preferred Card


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on Chase’s
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Current offer: 40,000 points when you spend $3,000 in the first three months, which amounts to at least $500 worth of travel rewards. If you add an authorized user and they make a purchase in the first three months, you earn a further 5,000 points. Travel and dining purchases earn 2 points, while all other purchases earn 1. Your first year has no annual fee, and there’s a $95 annual fee after that.

Why this is a great offer: This is our favorite card! Not only do you get 40,000 points when you spend $3,000 in the first three months, it takes very little effort to add 5,000 points on top of that. Chase’s Ultimate Rewards points are also one of the most valuable points currencies given that they can be converted into cash at a rate of 1 cent each (so you could immediately convert the 40,000 bonus points from signup into $400 cash). You can also use those 40,000 points to purchase travel through Chase at a rate of 1 point = 1.25 cents (40,000 points = $500 of travel) or even transfer those points at a 1:1 ratio to United Airlines, British Airways, Korean Air, Hyatt, and many other travel programs. You also earn 2 points for every $1 spent on travel and dining. Whether home or abroad, you probably eat out a fair bit like most people. This means you’re going to attract more points while travelling and dining out, which you can then put towards your next trip.

Capital One Quicksilver Cash Rewards Credit Card


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on Capital One’s
secure website

Current offer: No foreign transaction fees and 1.5% cash back on every purchase you make. You also benefit from no annual fee.

Why this is a great offer: Okay, so on the face of things the Capital Oneâ Quicksilverâ Cash Rewards Credit Card doesn’t feature the same bells and whistles as any of the aforementioned cards. As such, it hardly seems like one of the best travel credit cards at all. However, if you’re not going to work your way through $3,000 worth of spending in three months to achieve big point rewards, it’s ideal. Why? For starters, there are no foreign transaction fees. You’re free to spend your credit as you like while abroad without kissing goodbye to an additional 3% of your hard earned cash. Second, there’s no annual fee. If you’re looking for a long-term relationship with a travel credit card, not having to face an annual fee is often a winning deciding factor. There’s also 0% APR for the first 12 months and the variable APR after this period stands at a reasonable 12.9 – 22.9%.

Capital One Venture Rewards Credit Card


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on Capital One’s
secure website

Current offer: Earn 40,000 bonus points when you spend $3,000 in the first three months. You can earn an additional two miles for each $1 spent on top of this.

Why this is a great offer: If you want your travel credit card to produce points that have no limits, this is the one for you. Of course there are literal limits on the points you can acquire, but you’re limitless in terms of how you spend them. You can redeem your points against any airline, flying at any time of the year. By not limiting you to a particular airline, Capital Oneâ opens you up to a broader range of destinations. If you’re more of a nomad-style traveller than a business traveller, this comes in very handy indeed. Another useful bonus: your miles won’t expire. The annual fee kicks in straight away, but it’s at a low $59 per year, which saves at least $30 compared to other travel credit cards that offer generous introductory bonus points.